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American Income Life

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American Income Life Profile

American Income Life Insurance Company (AIL) was founded in 1951 by philanthropist Bernard Rapoport. Today, American Income Life strives to be the premier provider of life and supplemental health insurance to labor unions, credit unions, association members, and middle-income working families. Headquartered in Waco, Texas, American Income Life is licensed in the United States, Canada, New Zealand, and through our wholly-owned subsidiaries, National Income Life Insurance Company in New York, and Union Heritage Life Assurance Company Limited in the Republic of Ireland.

AIL has earned the A+(Superior) Financial Strength Rating (as of 6/12) from A.M. Best Company, one of the country’s oldest and most respected insurance ratings company.

American Income is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), a diversified insurance and financial services holding company, headquartered in McKinney, Texas. Torchmark Corporation’s total assets exceed $18.7 billion.


American Income Life sales and public relations representatives have servants’ hearts. Our team members strive to protect hardworking, middle-income families with insurance coverage, but they also believe whole-heartedly in giving back to the communities in which we operate. Whether that be a canned food drive, participating in Habitat for Humanity, or making a donation to a worthy cause, American Income Life gives of its time and resources to help make the world a better place. Sales experience is not required to be a representative. Just the willingness to work hard and be open to coaching. What makes American Income Life unique is that our lead system and centralized public relations team help generate leads for all our agencies internationally. That enables our sales team to focus on selling, which is what makes this career truly opportunity unlimited. Simply said, you earn what you’re worth based on how hard you work and how fast you want to advance. At American Income Life you will find a career, not a job. You will also find many incentives, recognition, training opportunities, and leadership experience. American Income Life’s independent agency offices provide free vocational sales training focused on insurance sales. Training includes working one-on-one with experienced sales agents both in the classroom and in the field.


A new world opened up to me when I first learned about American Income Life. A world of limitless professional and financial potential. Twenty-seven years later, the opportunity has given me just that - and more. My career continues to be more rewarding and fulfilling than I ever imagined possible.

Today, at American Income Life, we are pursuing a vision for even greater career opportunities. That vision allows us to realize record growth and extraordinary milestones of success. I believe the best opportunities are still before us, and that your path for advancement, whether as an insurance sales representative or manager, is greater today than it has ever been in our Company’s history.

Are you ready to put yourself on the path to success? Don't wait. Your future begins today.

Roger Smith
Chief Executive Officer


A family that plays together stays together
American Income Life founder, Bernard Rapoport, had a plan - to build an insurance company firmly rooted in family and community. That's just one more reason we've stood out, endured, and prospered through the years. And as our Company continues to grow at a record pace, family still remains at the core of our Company. A backbone such as this isn't built overnight. It is built through decades of quality activities that team AIL has formed such unique relationships. Events and incentives throughout the calendar year such as parties, picnics, and trips to exciting and exotic places. Care to join us?

Call email or write

Don't delay. Your future begins today.


American Income Life
1200 Wooded Acres
Waco, TX 76710

American Income Life Jobs
Public Relations/Marketing Representative

American Income ... - Dallas, TX, 7520... - Posted: Today

Are you looking for a dynamic professional environment with unlimited earning potential? Do you have solid communication skills, are you able to establish immediate rapp...

Job Details & Apply
Sales – Expanding Sales Team

American Income ... - Saint Petersburg... - Posted: 1 days ago

What Are You Worth? Beginning a sales career with American Income Life Insurance Company is your Opportunity Unlimited: YOU are in control of how much you earn and how s...

Job Details & Apply
Sales – Expanding Sales Team

American Income ... - Sarasota, FL, 34... - Posted: 1 days ago

What Are You Worth? Beginning a sales career with American Income Life Insurance Company is your Opportunity Unlimited: YOU are in control of how much you earn and how s...

Job Details & Apply
Sales – Expanding Sales Team

American Income ... - Cedar Rapids, IA... - Posted: 1 days ago

What Are You Worth? Beginning a sales career with American Income Life Insurance Company is your Opportunity Unlimited: YOU are in control of how much you earn and how s...

Job Details & Apply
Sales – Expanding Sales Team

American Income ... - Bloomington, IL,... - Posted: 1 days ago

What Are You Worth? Beginning a sales career with American Income Life Insurance Company is your Opportunity Unlimited: YOU are in control of how much you earn and how s...

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American Income Life Summary

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