About Us
Option One was founded in 1992 to provide fair credit to millions of Americans who were not being served by traditional banks. We were one of the first companies to specialize in non-prime lending and now are a part of the family of H&R Block companies providing financial services throughout the nation.

In the past 11 years, we've funded over $68 billion in residential mortgages and helped over 505,000 Americans achieve their dreams. Along the way, we've developed a reputation as a leading servicer of loans with over $42 billion in our portfolio and lender of choice to some of the nation's largest financial institutions and mortgage brokers.

With corporate headquarters in Irvine, at the heart of California's technology coast, Option One employs more than 4,600 employees nationwide. Our mission is to provide quality financial products and services that create value by achieving superior customer satisfaction and sustainable financial returns in a challenging and rewarding environment for employees.

Our Associates
Our associates work together to create a unique culture of service and collaboration, all to benefit the customer. We believe if our associates are happy, they'll make their customers happy too. Empowerment, training and experience are just some of the reasons we're so successful.

We trust our associates to know what's best for our clients. They're closest to the customers every day, so we empower them to make decisions for their clients without a lot of red tape.

We provide ongoing skills-development and leadership training for our associates through our own training department, and we promote life-long learning through outside training and tuition reimbursement.

We have extraordinary benefits and a collaborative culture that makes people want to spend their careers at Option One. The result is that our associate turnover rate is really low, so our clients work with some of the industry's most experienced professionals.

Our Culture
Even before we wrote a business plan, we decided what kind of company we wanted Option One to be. We knew that only the highest level of service would make people want to work with us, so we created a culture that would make our associates feel good about their jobs and themselves, and, in turn, take good care of their customers.

We support our associates and empower them to do their jobs, but we also respect the need for balance in their personal lives. We take time to celebrate success, so fun is an important part of everyone's job at Option One. We have a collaborative environment that rewards initiative. At Option One, associates tell their managers what they need to do their jobs, not the other way around. Although loving to come to work every day is its own reward, our associates also get quarterly profit sharing, and they earn points for jobs well done towards merchandise, from stereos to golf clubs, through the WorkSmart program.

Our Future
Our position among the top, non-prime lenders in the country is proof our method is successful. We've also earned a reputation as a great place to work and a good corporate citizen. Our goal at Option One is not to be the biggest mortgage lender, but to be the best. It must be working.

If you're looking for a solid company with a reputation for quality, service and expertise in the mortgage banking industry, join us!

Option One is an equal opportunity and affirmative action employer. We are committed to providing equal opportunity in all areas of human resources including recruitment. It is policy not to discriminate against individuals on the basis of race, color, national origin, religion, age, sex, marital status, sexual orientation, disability, veteran status, or any other protected group.
Option One endorses the concept and practice of affirmative action for qualified minorities, women, Vietnam-era and disabled veterans and persons with disabilities. Our programs reflect our commitment to maintain a diverse workforce of individuals.

For more information, please visit our website at www.OptionOneMortgage.com.

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