What is LTD Financial Services?

• LTD Financial Services, L.P. (LTD) is a privately owned company that specializes in the collection of delinquent debt
• The company was founded in 1993, and has over 700 employees in two locations (Houston and San Antonio)
• The Houston office is conveniently located in southwest Houston, off Highway 59 near Beltway 8

• LTD is a leader in the debt-collection industry
• LTD represents some of the largest banks and financial institutions in the world
• LTD collects on delinquent retail accounts, Visa/MasterCard accounts, retail loans, auto loans, and other types of debt

• LTD offers an excellent opportunity to earn exceptional pay
• Collection representatives are our most valuable asset, and we treat them that way
• LTD strives to make collection representatives more efficient, which improves individual earnings potential
• We actively seek to promote our best people

• LTD offers:
  - Health, dental, vision, short-term disability and life insurance
  - 401(k) plan
  - One week of paid vacation every 6 months
  - Contests and incentives (we gave away over $100,000 in cash and prizes in 2006)

• LTD prefers to promote from within whenever possible
• LTD has an effective management training program, designed to develop our future leaders
• All three vice presidents of operations were once collection representatives for LTD

• LTD has an excellent bonus plan, paying 35% commission on a monthly basis*
• In both February and March of 2006, the top 10 representatives averaged over $6,500 per month in total earnings

*commission rates vary by product, but most of our representatives are paid this amount

• If you are a dedicated professional looking for an outstanding earning opportunity……
• If you enjoy working in an environment where your individual contribution is valued and compensated……
• If you want to be part of an industry leading team……

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