Heartland Payment Systems, Inc. provides credit and debit card, payroll and related processing services to restaurant, hotel, and retail merchants throughout the United States. HPS provides services to more than 75,000 merchants with nearly 800 sales representatives and more than 350 employees in operations, information technology, marketing, administration and management positions.

Heartland processed its first card transaction on July 15, 1997 with a business investment of $1 million. Today, Heartland has become one of the largest privately owned payment processors, servicing a portfolio in excess of $25 billion of annual volume. Heartland's growth is best exemplified by its being named two consecutive years (2002 and 2003) to the Inc 500 list of the fastest-growing private companies in America. In 2003, Heartland was also ranked #7 on Inc's Top 25 Companies By Size category.

Heartland's success is the result of the combination of a superior long-term customer relationship sales model and the premier technology processing platform in the industry today. With an emphasis on the retail, restaurant, hospitality, accounting, and community bank markets, Heartland delivers tailored solutions to even the most demanding segments of these industries.

With its corporate headquarters in Princeton, New Jersey and satellite offices in Berea, Ohio; Frisco, Texas; and Scottsdale, Arizona; and its Service Center in Jeffersonville, Indiana providing customers with 24-hour support and technical service, Heartland is well positioned geographically to support its national sales organization of nearly 800 W-2 employed sales professionals.

www.heartlandpaymentsystems.com

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