GMAC Residential

GMAC Residential Holding Corporation, headquartered in Horsham, Pa., is the parent company to GMAC Mortgage Corporation, GMAC Home Services Inc., and GMAC Bank.

GMAC Mortgage

GMAC Mortgage Corporation is among the nation's top ten residential mortgage servicers and originators. The company originates first and second lien residential mortgage loans through a nationwide network of retail offices, direct lending centers and internet sites under the brands gmacmortage.com and ditech.com. GMAC Mortgage also offers custom mortgage services to GM employees and their family members, retirees and dealers through its GM Family First program. As of December 2002, GMAC Mortgage originated $70 billion residential mortgages, representing 553,994 transactions. The company's servicing portfolio of more than $198 billion represents 2 million customers throughout the nation.

GMAC Home Services

GMAC Home Services is the parent company of the following three industry-leading business units:
GMAC Real Estate has more than 1,300 franchised and company-owned real estate offices throughout the United States and Canada. The company has more than 20,000 sales associates who were responsible for over 100,000 transaction sides last year.GMAC Global Relocation Services was formed in 1998 when GMAC Home Services purchased Argonaut Relocation Services. In less than five years, GMAC Global Relocation Services, based in Warren, N.J., has quickly grown to become the world's third-largest global relocation and assignment management company. GMAC Global Relocation Services' clients include thousands of transferring employees from some of the world's most recognized firms.GHS Mortgage is part of GMAC Mortgage, the sixth-largest mortgage company in the United States. GHS Mortgage provides GMAC Real Estate franchisees and company-owned offices with the opportunity to extend their services by offering home buyers a wide variety of mortgage products from one of the world's most respected lenders: GMAC Mortgage.

GMAC Bank

GMAC Bank offers fast, simple and secure banking in person, via the Internet, phone or mail. GMAC Bank provides FDIC-insured banking products and other consumer financial services. Business units within GMAC Bank include wholesale lending and warehouse lending. GMAC Bank is a member of the Member FDIC and Equal Housing Lender.

For additional information, visit our web sites:

ditech.com, gmacglobalrelocation.com, gmacmortgage.com, gmacrealestate.com, gmfamilyfirst.com, gmacbank.com, homeconnects.com, and gmacbankwholesale.com.