FNC, Inc. is an e-finance infrastructure company focusing on the mortgage collateral service needs of real estate lenders.

FNC's data-centric technology is the lender's business pipeline, providing secure connectivity, data and analytics for complete electronic process control and management of the collateral process. Our "smart pipes" use intelligent agents to automate business rules for more dependable and better-documented service procurement and process controls. FNC analytics provide quality assurance and risk management for every aspect of the collateral services operation from vendor performance to portfolio assessment as market conditions shift. And FNC's "triple-tagged" XML data supports the Open Finance Exchange, MBA data formats and EDI, assuring compatibility with legacy systems throughout the bank and providing access to internal and external data resources.

What We Do

FNC builds Web-integrated software serving real estate lenders and their collateral service providers. By leveraging the speed of the Web and the communication flexibility of XML, we provide three essential services to real estate lenders:

1. infrastructure - FNC's electronic "Smart Pipes" link seamlessly to service providers, off-site service centers and all the other participants in the collateral services value chain;
2. analytics - FNC's powerful analytics deliver automated quality control, regulatory compliance and performance monitoring to every step in the collateral service fulfillment process, and include portfolio assessment and other statistical measures needed to evaluate risk; and
3. data - FNC data applications include the design and management of indexed and archived proprietary databases, as well as non-proprietary Web portals for data on national "comps" or for aggregated analyses, such as market indices and trends.

FNC technology speeds back office processing while cutting costs and providing access to the tools lenders need to deliver superior service faster and better than ever.

FNC's premier product, our Collateral Management System™, automates business rules and integrates multiple communication and data interfaces from mortgage underwriting and appraisal, flood, inspection, title and other software programs. The CMS provides connectivity, end-to-end process controls and data access that assure lenders that they have adopted the best business practices for seamless communication, quality control and risk management.

FNC's technology is both flexible and scalable. FNC delivers the speed of the Internet for enhanced communication, seamless integration with multiple software platforms and superior access to the data you need.

"FNC's rapid development and deployment of My Appraiser Connection will enable Ellie Mae's Business Center to deliver a key process efficiency tool to our broker customers"

. - Art Ringwald, CEO of Ellie Mae

FNC was founded in 1995 and counts among its customers Charter One Bank, The Dime Savings Bank of New York, Bank of America, and Prism Mortgage.

FNC Technology delivers speed, integration and accessibility for faster, smarter, better business decisions. www.fncinc.com

For more information, Please visit our website at: www.fncinc.com