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| BENEFITS Experian's benefits start after the first day of the first month following your employment. Our comprehensive benefits plan is designed with flexibility in mind, so our employees can select the benefits and programs that best meet their needs. All benefit elections are paid with pre-tax dollars, except for Optional Dependent Life Insurance. The following benefits are provided at no cost: • LTD Benefit at 40% • Basic Life and Accidental Death/Dismemberment Insurance at 1x your annual compensation • Company Business Travel Insurance at 5x your annual salary | back to top | Experian's Benefits Plans Selections include coverage for yourself and your eligible dependents: Medical • Preferred Provider Organization (PPO) Plan • Point of Service (POS) Plan • Health Maintenance Organization (HMO) Plan • May waive coverage with proof of other coverage | back to top | Vision • Automatic coverage under all medical plans at no cost • Eye exams and lenses every 12 months • Frames every 24 months • $10 annual office visit co-payment | back to top | Dental • Dental Maintenance Organization (DMO) with no annual maximum • Alternate/Traditional: $2,500 individual annual maximum • Adult and child orthodontia with $1,000 lifetime maximum | back to top | Life Insurance • Company-paid, basic life insurance of 1x annual compensation * • Optional employee and dependent life insurance | back to top | AD&D Insurance • Company-paid, basic AD&D of 1x annual compensation * • Optional employee and dependent AD&D insurance | back to top | Business Travel Accident Insurance • Company-paid plan of 5x annual compensation up to $2,000,000 * | back to top | Long-Term Disability • Company-paid basic LTD of 40% monthly compensation * • Optional buy-up of 20% monthly compensation | back to top | Flexible Spending Accounts This plan allows employees to deposit pre-tax dollars and be reimbursed with pre-tax dollars. • Health Care: $4,000 maximum • Dependent Care: $5,000 maximum | back to top | Personal Investment Plan: 401(k)—American Express • Eligibility begins the first day of the quarter following three months of employment • Immediate vesting • 1%-13% pre-tax contribution option • 1%-10% after-tax contribution option • 20% total contribution maximum • 4% company match | back to top | Credit Union Vacation * Starts Day 1 |
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