Zions First National Bank is a subsidiary of Zions Bancorporation which operates more than 400 full-service banking offices in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah and Washington. As a full-service bank, Zions offers commercial, installment and mortgage loans; trust services; insurance services; foreign banking services; electronic and online banking services; automatic deposit and nationwide banking and transfer services; as well as the more familiar checking and savings programs.

A brief history of Zions First National Bank
On July 10, 1873, Zion's Savings Bank and Trust Company was incorporated under the laws of the Utah Territory under the direction of Brigham Young, becoming Utah’s first chartered savings bank and trust company. During its first day of business on October 1, 1873, the bank's cashier and tellers recorded deposits of $5,876.20. The bank prospered and grew, surviving its only major threat - the depression caused by the stock market crash of 1929.

A major event happened on December 31, 1957. Zion's Savings Bank and Trust Company (1873), Utah Savings and Trust Company (1889) and First National Bank of Salt Lake City (1890) merged to form Zions First National Bank. The newly enlarged institution had a total of $109.5 million in deposits. At this time, the long-familiar apostrophe in Zion's was dropped.

In early 1960, authorities of the Church of Jesus Christ of Latter-day Saints decided to divest itself of its banking interests, and on April 22, 1960, the Church sold majority control of Zions First National Bank to Keystone Insurance and Investment Company. Keystone was owned by a group of businessmen headed by Leland B. Flint, Roy W. Simmons and Judson S. Sayre. At the time of the sale, the Bank had total deposits of just under $120 million.

On February 17, 1961, Zions First National Investment Company was incorporated in Nevada and became the majority owner of the bank stock controlled by the Keystone group. In 1965, the name of the investment company was changed to Zions Bancorporation.

Today, Zions Bancorporation operates full-service banking offices in eight western states - Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah and Washington. Zions Bank operates nearly 150 full-service branches throughout Utah and Idaho, and more than 200 ATMs in the two states. In addition to a wide range of traditional banking services, Zions offers a comprehensive array of investment, mortgage and insurance services, and has a network of loan origination offices for small businesses nationwide. Through its subsidiary, Digital Signature Trust, the company is a leader in providing trusted Internet identity credentials. The company is also a leader in providing electronic banking services, including electronic municipal bond trading, and is the only primary government securities dealer headquartered west of the Mississippi River.

From the vision of founder Brigham Young to the reality of one of the nation's most impressive banking organizations, Zions continues to be a pioneer in banking.