AmeriCredit is a Fort Worth, Texas-based consumer finance company specializing in purchasing and servicing automobile loans. AmeriCredit is the leader in the non-prime lending segment, featuring 202 branches in 41 states and in Canada and manages a $8.2 billion auto loan portfolio. AmeriCredit's common shares are traded on the New York Stock Exchange under the ticker symbol ACF. Superior service, fast funding and visionary credit scoring are a few categories that have launched AmeriCredit to the top rung of the financial services ladder. Our Statement of Values outlines the importance of what it means to play for the same team:

AmeriCredit is a workplace where dedicated people have the opportunity to work together and celebrate our successes. Our people care about each other, listen to and respect ideas, leave egos at the door - because they have no place here - and champion teamwork. For the privilege of playing on this team, we practice and protect these principles with utmost sincerity.

The tremendous growth our Company is experiencing translates into one word: OPPORTUNITY. AmeriCredit offers excellent medical, dental and vision insurance, an Employee Stock Purchase Plan, 401(k) with matching, tuition reimbursement and flexible spending accounts.

Recent Accomplishments:
(As of Dec. 31, 2000: Compared to Dec. 1999)

• 27th consecutive quarterly earnings increase
• 2nd quarter net income up 69% to $48.4 million
• 2nd quarter earnings rose 58% to $0.57
• Total managed portfolio grew 55% to $8.2 billion
• Return on managed assets increased to 2.8% from 2.2% in Dec. 1999
• Listed as one of the 100 fastest-growing companies in Fortune, September 2000

AmeriCredit is THE choice employer for the new millennium!

Visit us on the Web at www.AmeriCredit.com