Since 1983, Independent Financial Marketing Group, Inc. (Independent Financial) has been a prominent leader in providing financial institutions nationwide with a universe of investment and insurance products, plus the sophisticated infrastructure necessary to support their sale. For the fifth consecutive year, Independent Financial has been ranked the nation's premier distributor of financial products and services to financial institutions. Preliminary results from The Kehrer Report's 2003 annual sales survey of the nation's leading marketers of annuities and mutual funds through banks has Independent Financial as number one, with total sales for annuities, life insurance, mutual funds and general securities reaching $7.29 billion! Independent Financial is a member of the Sun Life Financial group of companies.

Visit www.ifmg.com for more information.

Sun Life Financial is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers. Tracing its roots back to 1865, Sun Life Financial and its partners today have operations in key markets worldwide, including Canada, the United States, the United Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China and Bermuda. As of June 30, 2003, the Sun Life Financial group of companies has assets under management of US$255.3 billion.

Sun Life Financial Inc. trades on the New York (NYSE), Toronto (TSX) and Philippine (PSE) stock exchanges under ticker symbol "SLF."

Visit www.sunlife-usa.com for more information

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